 ## Annual Percentage Rate: How It Impacts You

The Annual Percentage Rate (APR) is the cost you pay each year to borrow money, including fees, expressed as a percentage. So, how does APR impact you? Let’s take a closer look. ## Annual Equivalent Rate: The Real Rate of Interest

When it comes to investments, it is important to understand the Annual Equivalent Rate (AER). The AER is the real rate of interest that takes into account the effects of compounding. This rate is almost always higher than the nominal, or stated rate. ## The Accounts Receivable to Sales Ratio

The Accounts Receivable to Sales Ratio is a key business metric that can tell you a lot about your company’s liquidity. In this blog post, we will discuss what the Accounts Receivable to Sales Ratio is and how to use it. ## Crunching the Numbers: Demystifying Interest Rates

Unlock the potential of interest rates with our comprehensive guide! Learn what they are, how they’re calculated, and why they matter. Dive into practical tips for managing and forecasting interest expenses. Boost your financial health with our insights. ## How to Calculate Cost of Capital (WACC)

The weighted average cost of capital (WACC) is a critical piece of valuing projects and understanding capital structure. Let’s walk through how to calculate cost of capital including an example in Excel. ## Lease Versus Buy Analysis in Excel

To buy or to lease, that is the question. There is so much to consider from opportunity cost to inflation and taxes. Let’s walk through how to perform a lease versus buy analysis in Excel and make this an easy decision. ## Variance Analysis Using Rate and Volume

Variance analysis using rate and volume is a method of breaking down business results into component parts. Let’s walk through the rate formula, the volume formula, and an example to put it into practice. ## How to Create a Profit and Loss Statement in Excel

A Profit and Loss statement (or P&L) is one of the three major financial statements and an important part of reporting and forecasting. Let’s walk through how to create a profit and loss statement in Excel.